
Home | Personal Lines Quotes Commercial Lines Quotes | General Information | Client Services | Information Services | News | Administration | Log On
Business Owners Policy
A Business owners policy is a package policy. It contains many coverage and is generally the less expensive than purchasing all the coverage separately. A "Business Owners Policy" is referred to as a "BOP" policy. This coverage generally includes: Commercial General Liability, Property Insurance, and Business Income. Sometimes this coverage is written specifically for a certain type of business and includes Professional Liability (such as Errors and Omissions, Directors and Officers Liability, or Malpractice Liability).
If you are applying for a quote for a BOP Policy, most insurance companies will require you to get a copy of your prior policies' LOSS RUNS back for as many years as possible. If your business is new or has not had this coverage, the insurance companies normally want a resume on your officers and directors to show that they have experience in running your type of business. Again, if you have any questions before you complete our questionnaire, please do not hesitate to call us at 800-763-6118.
Business Owners Application